Daily Decision Engine

ICICILOMBARDGENERALI

ICICI Lombard General Insurance Company Ltd. · Financial · Diversified Insurance · Mid Cap

HOLD with net score +2 (+4 buy, −2 sell). Strongest positive: P/E Below Its 5Y Median (weight 2). 2 BUY rules fire total. Caution: Stretched EV/EBITDA (weight 2) flags risk.

Engine Verdict

Hold

Score

Buy

Sell

−2

Veto

—

Price Context

Current Price

₹1,813.60

-0.69%

-8.72%

+12.48%

+3.52%

52W Low ₹1,629.50Now ₹1,813.6052W High ₹2,068.70

Price History (Yahoo) with Your Decisions

No price data returned for this ticker.

Returns Profile

VR Score Radar (out of 10)

Verdict Breakdown · 3 triggered / 21 active

Stretched EV/EBITDASELLw2

EV / EBITDA > 25 → 35.78

P/E Below Its 5Y MedianBUYw2

P/E vs Median % < 0 → -8.75

P/B Below Its 5Y MedianBUYw2

P/B vs Median % < 0 → -14.93

?VR Stock Rating StrongBUYw4

VR Stock Rating (1-5) ≥ 4 → n/a

Missing data: "VR Stock Rating (1-5)" not in your upload.

Strong FCF YieldBUYw2

FCF Yield % > 5 → 2.04

Failed: FCF Yield % = 2.04 is not > 5.

Healthy Pullback EntryBUYw1

% off 52W High ≥ 15 → 12.33

Failed: % off 52W High = 12.33 is not ≥ 15.

?Overpaying for GrowthSELLw2

Price / Sales > 10 → 4.11VR Growth Score (1-10) < 7 → n/a

Missing data: "VR Growth Score (1-10)" not in your upload.

⚠️ 8 rules couldn't evaluate due to missing data

Columns missing from your upload: VR Stock Rating (1-5), VR Growth Score (1-10), VR Quality Score (1-10), VR Valuation Score (1-10). Use VR's Stock Advisor "Recommendations" export (44 columns) for full coverage.

VR Proprietary Scores

Momentum

2/10

Fundamentals

P/E

36.20

vs 5Y median 39.68 · -8.8%

P/B

5.46

vs 5Y median 6.42 · -14.9%

EV/EBITDA

35.78

Price / CFO

34.88

Price / Sales

4.11

PEG

2.43

From VR

Earning Yield %

-0.01

From VR

Dividend Yield %

0.74

FCF / Share

37.07

→ FCF Yield 2.04%

EPS

55.71

Market Cap

91441.70 Cr

Enterprise Value

89980.61 Cr

Engine Zone Timeline · 2 runs

06-25

06-26

STRONG BUY

BUY

HOLD

SELL

STRONG SELL

AVOID

Your Decisions on ICICILOMBARDGENERALI · 0

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Position Lifecycle · ICICILOMBARDGENERALI

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Recent News · ICICILOMBARDGENERALI

No recent news found

Yahoo Finance returned no headlines for ticker ICICILOMBARDGENERALI.NS.

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Sector Peers

Comparing against 5 peers matched by sector: Diversified Insurance

Stock	Zone	Price	Mcap	P/E	P/B	ROE %	ROCE %	D/E	EPS g%	Div Y%	1Y Ret %	Quality
ICICILOMBARDGENERALIYOU ICICI Lombard General Insurance Company Ltd.	Hold	1,813.60	₹914B	36.20	5.46	—	—	—	—	0.74	-8.72	—
KOTAKMAHINDRABANK Kotak Mahindra Bank Ltd.	Strong Buy	409.00	₹4.10T	21.25	2.26	—	—	—	—	0.16	-8.03	10/10
HDFCASSETMANAGEMENTC HDFC Asset Management Company Ltd.	Hold	2,649.70	₹1.15T	40.17	12.71	—	—	—	—	2.02	4.66	10/10
FEDERALBANK The Federal Bank Ltd.	Hold	324.05	₹802B	18.46	2.08	—	—	—	—	0.37	54.88	8/10
SBICARDSPAYMENTSERVI SBI Cards And Payment Services Ltd.	Strong Buy	624.85	₹598B	27.74	3.82	—	—	—	—	0.40	-36.38	10/10
COMPUTERAGEMANAGEMEN Computer Age Management Services Ltd.	Buy	798.30	₹200B	41.92	15.63	—	—	—	—	1.56	-5.57	10/10

Green = peer is better than you on that metric (lower for valuation, higher for quality/growth). Click any peer to deep-dive.

AI Deep Dive (Claude)

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