Back to Stock Universe





Daily Decision Engine
HDFCBANK
HDFC Bank Ltd. · Financial · Banks - Diversified · Large Cap
STRONG BUY with net score +16 (+16 buy, −0 sell). Strongest positive: VR Stock Rating Strong (weight 4). 8 BUY rules fire total. P/E is 21% below its 5Y median — historically cheap.
Engine Verdict
Strong Buy
Score
+16
Buy
+16
Sell
−0
Veto
—
Price Context
Current Price
₹796.30
1M
+3.85%
1Y
-18.78%
3Y
-1.04%
5Y
+1.12%
52W Low ₹726.65Now ₹796.3052W High ₹1,020.50
Price History (Yahoo) with Your Decisions
Returns Profile
VR Score Radar (out of 10)
Verdict Breakdown · 8 triggered / 21 active
VR Stock Rating StrongBUYw4
VR Stock Rating (1-5) ≥ 4 → 4.00
P/E Below Its 5Y MedianBUYw2
P/E vs Median % < 0 → -21.01
P/B Below Its 5Y MedianBUYw2
P/B vs Median % < 0 → -28.43
VR Valuation Score StrongBUYw2
VR Valuation Score (1-10) ≥ 6 → 7.00
Cheap on Cash FlowBUYw2
Price / CFO < 15 → 9.70
Growth at Reasonable PriceBUYw2
PEG < 1 → 0.86PEG > 0 → 0.86
Healthy Pullback EntryBUYw1
% off 52W High ≥ 15 → 21.97
Bottom-fishing SetupBUYw1
% above 52W Low ≤ 20 → 9.59VR Quality Score (1-10) ≥ 8 → 9.00
Cheap on EV/EBITDABUYw2
EV / EBITDA < 12 → 13.39
Failed: EV / EBITDA = 13.39 is not < 12.
Strong FCF YieldBUYw2
FCF Yield % > 5 → 3.56
Failed: FCF Yield % = 3.56 is not > 5.
Quality CompounderBUYw2
5Y Return % > 50 → 1.12VR Quality Score (1-10) ≥ 8 → 9.00
Failed: 5Y Return % = 1.12 is not > 50.
Constructive MomentumBUYw1
VR Momentum Score (1-10) ≥ 4 → 1.00VR Momentum Score (1-10) ≤ 7 → 1.00
Failed: VR Momentum Score (1-10) = 1.00 is not ≥ 4.
VR Proprietary Scores
VR Stock Rating
4 / 5 ⭐
Quality
9/10
Growth
7/10
Valuation
7/10
Momentum
1/10
Fundamentals
P/E
16.23
vs 5Y median 20.55 · -21.0%
P/B
2.12
vs 5Y median 2.97 · -28.4%
EV/EBITDA
13.39
Price / CFO
9.70
Price / Sales
3.54
PEG
0.86
From VR
Earning Yield %
7.32
From VR
Dividend Yield %
1.94
FCF / Share
28.35
→ FCF Yield 3.56%
EPS
49.36
Market Cap
12.34 L
Enterprise Value
16.06 L
Engine Zone Timeline · 2 runs
06-25+16
06-26+16
STRONG BUY
BUY
HOLD
SELL
STRONG SELL
AVOID
Your Decisions on HDFCBANK · 0
No decisions logged on this stock yet.
Use “Log Decision” above to start your trade journal. Every decision will appear here with hindsight grade.
Position Lifecycle · HDFCBANK
No position taken yet
You've only WATCHED / SKIPPED so far. Log a BUY decision to begin the lifecycle.
Recent News · HDFCBANK

BKEAY or HDB: Which Is the Better Value Stock Right Now?
BKEAY vs. HDB: Which Stock Is the Better Value Option?
Zacks·3d ago
Asian Equities Traded in the US as American Depositary Receipts Rise in Friday Trading
Asian equities traded in the US as American depositary receipts were tracking modestly higher Friday
MT Newswires·10d ago

Jefferies sees brighter India outlook as credit, capital flows ramp up; removes HDFC Bank in portfolio revamp
By Bharath Rajeswaran Aug 7 (Reuters) - India's market outlook is strengthening as bank credit growth reaches its fastest pace in more than a decade, foreign equity inflows return and central bank
Reuters·17d ago
Microsoft's India Cloud Bet Just Got Much Bigger
Microsoft opened its largest Indian data-center region in Hyderabad.
GuruFocus.com·18d ago
Microsoft Opens Fourth Data Center Region in India for Azure
(Bloomberg) -- Microsoft Corp. announced its fourth data center region in India is up and running as part of a broader $20.5 billion investment in the country to build out cloud and artificial intelligence capabilities. Most Read from BloombergIran Says Agreement on Hormuz Shippi
Bloomberg·18d ago
Microsoft opens its largest India data center hub as AI race heats up
Microsoft launched its largest India data center in Hyderabad on Thursday and has signed up Adani Group and HDFC Bank among early users as it races rivals for the country's fast-growing AI market. The Windows maker has committed about $20.5 billion to expand its India opreat
Reuters·18d ago
BKEAY vs. HDB: Which Stock Is the Better Value Option?
BKEAY vs. HDB: Which Stock Is the Better Value Option?
Zacks·21d ago

State Bank of India, HSBC and ICICI lead India's overseas deposit drive, data shows
MUMBAI, Aug 3 (Reuters) - State Bank of India, HSBC and ICICI Bank have garnered the largest amounts under a central bank scheme to attract dollar deposits from non-resident Indians, government data
Reuters·21d ago

India's RBI allows differential rates on bulk deposits at banks based on liquidity risk
July 30 (Reuters) - India's central bank on Thursday allowed banks to offer different interest rates on bulk deposits based on their liquidity risk profile, while reiterating that lenders cannot
Reuters·25d ago
Asian Equities Traded in the US as American Depositary Receipts Fall Sharply in Tuesday Trading
Asian equities traded in the US as American depositary receipts were falling sharply Tuesday morning
MT Newswires·27d ago
Sector Peers
Comparing against 3 peers matched by industry: Banks - Diversified
| Stock | Zone | Price | Mcap | P/E | P/B | ROE % | ROCE % | D/E | EPS g% | Div Y% | 1Y Ret % | Quality |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| HDFCBANKYOU HDFC Bank Ltd. | Strong Buy | 796.30 | ₹12.34 L | 16.23 | 2.12 | — | — | — | — | 1.94 | -18.78 | 9/10 |
| KOTAKMAHINDRABANK Kotak Mahindra Bank Ltd. | Strong Buy | 409.00 | ₹4.10T | 21.25 | 2.26 | — | — | — | — | 0.16 | -8.03 | 10/10 |
| FEDERALBANK The Federal Bank Ltd. | Hold | 324.05 | ₹802B | 18.46 | 2.08 | — | — | — | — | 0.37 | 54.88 | 8/10 |
| CITYUNIONBANK City Union Bank Ltd. | Strong Buy | 198.85 | ₹197B | 14.99 | 1.88 | — | — | — | — | 0.75 | 36.98 | 10/10 |
Green = peer is better than you on that metric (lower for valuation, higher for quality/growth). Click any peer to deep-dive.
AI Deep Dive (Claude)
Daily quota: 0 / 5
No AI analysis yet
Click 'Generate' to have Claude write a bull-case / bear-case / verdict-flip analysis using all the data on this page.
Ask Claude about this stock
Discuss HDFCBANK with AI0/30 today
Ask anything about HDFCBANK
I have your fundamentals, all 21 rule evaluations, recent analysis, and your decision journal in context.